1. Not a Solicitation or Offer

Nothing on this Website constitutes an offer to sell, or a solicitation of an offer to buy, any security, investment, or financial instrument. Any offer of investment will only be made through formal subscription documentation provided directly to qualified investors and executed in accordance with applicable laws and regulations. The information presented here is preliminary, illustrative, and subject to change without notice.

2. Forward-Looking Statements

This Website contains forward-looking statements regarding projected returns, occupancy rates, market growth, and other matters. These projections are based on assumptions about market conditions, regulatory environment, and operational performance that may not materialize. Actual results may differ materially from projections.

3. Past Performance

Historical occupancy rates, ADR figures, yield data, and case studies are presented for context only. Past performance is not a guarantee or indicator of future results. Conditions in the Dubai vacation rental market , including tourism volume, regulatory framework, currency stability, and competitive dynamics , can change.

4. Investment Risks

Prospective investors should consider, among others:

• Market risk: changes in tourism demand, ADR, and occupancy can reduce yields.
• Regulatory risk: changes in DET licensing, zoning, or short-term rental regulation.
• Operational risk: property damage, vacancy, fluctuations in operating costs.
• Counterparty & structural risk: obligations under promissory notes depend on the issuer’s ability to pay.
• Liquidity risk: investments are typically illiquid; secondary markets may not exist.
• Currency risk: while the AED is pegged to the USD, peg policy is not guaranteed indefinitely.
• Concentration risk: exposure to a single asset class and a single geographic market.
• Loss of principal: you may lose some or all of the capital invested.

5. Targeted vs Guaranteed Returns

References to “15% target returns,” “8 to 12% gross yields,” or similar figures are targets based on internal modeling and market conditions at a point in time. They are not guaranteed. Actual distributions to investors may be higher, lower, delayed, or , in adverse scenarios , not made at all.

6. Tax Considerations

Statements regarding the UAE’s tax environment (zero income tax, zero capital gains tax) reflect UAE law as of the effective date above. Tax treatment depends on your country of residence and personal circumstances. The U.S., UK, and many other jurisdictions tax their residents on worldwide income, including foreign rental income and capital gains. Consult a qualified tax advisor in your jurisdiction.

7. No Fiduciary Relationship

The use of this Website or communication with our team does not, by itself, create a client, advisory, or fiduciary relationship. A fiduciary relationship arises only after formal engagement and execution of investment documentation.

8. Independent Advice

You are strongly encouraged to seek independent legal, tax, accounting, and financial advice from qualified professionals before making any investment decision. Daraya Stays does not provide such advice through this Website.

9. Jurisdictional Restrictions

Investments offered by Daraya Stays may not be available, or may not be lawful to offer, in every jurisdiction. It is your responsibility to confirm that participation is permitted under the laws of your country of residence and tax domicile.

10. No Bank or Insured Product

Investments through Daraya Stays are not bank deposits, are not insured by any government agency, and are not guaranteed against loss by any party.

11. Updates to This Disclaimer

Daraya Stays may update this disclaimer from time to time. The most recent version is always available on this page. Continued use of the Website constitutes acceptance of the current version.

12. Questions

For questions about these disclosures, please contact:

Daraya Stays Holiday Homes LLC
Dubai, United Arab Emirates
Email: investor@darayastays.ae